Creditas Soluções Financeiras Ltda
São Paulo-SP

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KANDO id: 581631

Corporate information

Official name
Creditas Soluções Financeiras Ltda.
Registration country

Company type

Brazil-based lending business


Creditas was founded in 2012 with the objective of creating a company able to reshape the Brazilian financial system. Although that system had accomplished its critical role of providing basic banking services to the population, even at that time it was full of inefficiencies resulting in extraordinarily high lending rates and banking fees. Since 2012, when we started in a 5 sqm office on Berrini Avenue in São Paulo, we have progressed through 3 phases in which we adopted an increasingly aggressive strategy:

  • Secured Lending Marketplace (2012-2016): we anticipated a trend towards digitalization of the Brazilian population and created an online platform that allowed traditional banks to deliver online secured loans
  • Secured Lending Platform (2016-2019): realizing the need to become more independent in order to create a high-quality lending product, we launched our own home equity and auto equity solutions, migrating from a channel to a product strategy
  • Solutions Ecosystem (2019-): we reevaluated the market and initiated a new adventure with the expansion of our credit and fintech platform, the development of a new consumer solutions vertical and our internationalization to Mexico

 Today Creditas is a consumer-focused digital platform operating in multiple verticals:

  • Secured lending: Home Equity, Auto Equity and Auto Financing
  • Creditas @work: Payroll loans, salary advance, benefits card and pension plans
  • Consumer Solutions: Creditas Store, Home Solutions and Auto Solutions

Funding rounds

N/A USD 255,000,000

USD 255,000,000 ( )

Profile Country Notes Global venture capital firm Initial investment.
LGT Lightstone Initial investment.
Sunley House Capital LP Initial investment.
Tarsadia Capital New York based investment management firm. Initial investment.
Wellington Management Co LLP Initial investment.
Amadeus Capital Partners Ltd Private equity investor in growing technology enterprises Follow-on investment.
Kaszek Ventures Follow-on investment.
Softbank Latin America Fund Follow-on investment.
SoftBank Vision Fund LP (SVF) Follow-on investment.
Vostok Emerging Finance (VEF) Follow-on investment.

Series D USD 231,000,000

USD 231,000,000 ( )

Profile Country Notes
Amadeus Capital Partners Ltd Private equity investor in growing technology enterprises Initial investment.
Santander InnoVentures Santander’s corporate venturing arm. Initial investment.
Softbank Corp Initial investment.
SoftBank Vision Fund LP (SVF) Initial investment.
Vostok Emerging Finance (VEF) Initial investment.

Investment activity status
Active investor

Current team

Current team

Selected Products / Customers